It’s hard to say which option Congress will choose. Regardless, their decision will affect and every one of us financially. Understanding the consequences will help you make educated decisions about your financial future. Don’t look away from our country’s problems because you’d rather not accept the future. Employ the advice of experts and retaliate against the inevitable by making calculated, educated decisions. History says the debt ceiling will be raised, but that doesn’t mean that our country’s problems are automatically solved. Decide on a plan of action based on each situation. Protect your financial future no matter the consequences.