After adding up all of these costs and available resources, if there is a gap between the sum at which you arrive and what would equal 10 times your annual income, it's time to get more insurance. And with a New Year upon us, there is no better time to reconsider your life insurance needs. What's more, since every year tends to brings change, no matter how large or small, if you've experienced any of the following life changes, be sure to mention them to your insurance agent or advisor as you review your insurance needs.
